Confused by all your Will Writing options?

Mar 1, 2021 | Estate Planning, Wills

With so many different options available for making your Will it can be confusing to know which one is best. Take a look below to find out more about each of the options.

1. DIY will pack – these are sold in high street stationery shops, online, or they could be completely drafted at home from scratch. These can be risky if you don’t have any legal knowledge. They often contain lots of mistakes – a common one being the Testator leaving all of their “personal property” to a named individual – whilst this is OK, most Testators are often horrified when they realise they have not actually disposed of what is usually most people’s main asset: their house. This is because any property you own is classed as realty not personalty – in this situation your house would be dealt with under the rules of intestacy. The question you should ask yourself when writing a homemade will is ‘Would I deal with all the legal paperwork when buying or selling a house?” If the answer is “no” you should not write your own Will as essentially you are disposing of the same asset on your death.

2. Free Will option by a professional – this often comes with a catch and should be approached with caution. Sadly, we live in a world where usually nothing is free! You should check the small print very carefully and if you are not allowed to appoint your own Executors or are encouraged to appoint a company to act as Executors you should back away. This is where is can get very costly for your loved ones – in the event of your death they will often charge extortionate fees to carry out the probate and there is nothing your family can do about it. Once the Executors are appointed they can only be changed by the Testator during their lifetime.

3. Bargain Wills – £19.99 for Mirror Wills. These are often bad news. More often than not they are template Wills that are not tailored to your specific needs. In many cases Guardians are not appointed for minor children and Trust funds are not set up as they should be which can leave beneficiaries in a position of financial hardship. There have been many cases of people having used these types of Wills when in fact they and their loved ones would have been better off if there had been no Will at all.

4. Professional Will Writing – this could be a solicitor or other legal practitioner. Normally they are a member of an approved regulating body (e.g. SRA, CILEx, Society of Will Writers etc). They have comprehensive insurance that protects you and your Estate and will undertake CPD training on a regular basis. These Wills usually start at approximately £150 – £200 and can run into hundreds of £s depending on how complicated your Estate is. Your Will is tailor written specifically for you and your individual circumstances. Companies that offer home appointments are usually cheaper as they have slightly lower overheads.

Whatever you decide, you should be aware that Will Writing is an unregulated practice which means people who aren’t qualified can offer this legal service. It is important that you make sure you check legal qualifications, insurance and any memberships your Will Writer has – those that have spent years of their lives training will always be more than happy to show you their certificates.

MGF Wills offers a Professional Will drafting service that is tailored to your individual needs. I operate on a fixed fee basis as I believe in transparency and because I only offer home appointments / Zoom appointments I can pass on those savings to my Clients. I still have comprehensive insurance in place and will happily produce certificates for insurance and qualifications on request. I also adhere to the Society of Will Writers strict code of conduct. You will never receive a ‘hard sell’ from me – I offer a straightforward service at a fair price. Most of my business comes through word of mouth recommendations and I like it that way!

Still confused by all your Will Writing options? If you have any queries, please do get in touch.

Or, if you’d rather arrange a face to face appointment:

Hannah Dunmall
Hannah Dunmall
04/03/2021
Verified
I would highly recommend MGF. Marie guided us kindly and professionally from the first initial phone call to the final signing. She provided an un-pressured, user friendly service, that was very personal and efficient. We were very ignorant around the whole subject of wills and lasting powers of attorney, but Marie always made us feel that no question was a stupid one, and gave her time and attention to ensure we understood all that was involved. We have peace of mind now that we have everything in order, and wouldn’t hesitate to recommend Marie.
Nicole Falleur
Nicole Falleur
26/02/2021
Verified
I found this lady's business on an online search for a local will writer / solicitor for my Mother & I to write our wills after having not so positive experiences with previous companies we'd tried & Mum preferred to relate to a lady & I found that she was in our area & the only 1 who had 100% 5* Star ratings from all her customers who'd left reviews ! So we contacted her & went from there ! 🙂 We could not have found or wished for anyone better ! She offers such a personal service & is so easy to communicate with & is very knowledgeable & goes "the extra mile", nothing seems too much trouble & despite being a very busy woman, she gives as many extra hours of her time as her clients need & she does it all at a set fee ! She does not charge extra add on, additional charges for every hour, phonecall, Zoom call, visit, paperwork she does for you, she keeps to the very competitive price she quoted at the outset, which we found most unusual & refreshingly nice & welcome & very much appreciated indeed, no hidden charges or fear of nasty, frightening financial surprises ! She is such a very lovely person, personable, natural & relaxed to deal with, competent & efficient, keeps her word & punctual, doesn't let you down. We couldn't find better & she truly exceeded our expectations & we will use her again as she offers multiple legal services as listed on her website. Thank you Marie !
Victoria Shortland
Victoria Shortland
26/02/2021
Verified
Fabulous service from MGF Wills and Estate Planning. Marie was very helpful and answered our many many questions very patiently! I felt that Marie really knows her stuff and is very reasonably priced. Highly recommended.
Mr Clive Wills
Mr Clive Wills
12/02/2021
Verified
My wife and I had Mirror Wills drawn up. Marie was very professional, friendly and excellent communication throughout. She talked us through all aspects of wills. A very straightforward process and job done promptly. Completed in a Covid safe way. We would definitely recommend MGF.
Lissy Evett
Lissy Evett
11/02/2021
Verified
My objective was to find a good and affordable Will writing service that could accommodate me in a timely manner. I found all of those things with Marie Forkner, from the MGF Wills & Estate Planning Service. Great customer service, professional, knowledgeable, and friendly. I highly recommend MGF Wills & Estate Planning Service. Excellent!
Kerry Davis
Kerry Davis
01/02/2021
Verified
Please do not hesitate in using MGF Wills. Excellent, knowledgeable service with unbiased advice and guidance. Look no further for your future planning needs. Highly recommended to anyone considering Will writing/storage etc. Wouldn’t hesitate recommending to friends and family A*.
Doug
Doug
24/01/2021
Verified
We would highly recommend MGF Wills. We had a will made last year. Marie was thorough, patient and willing to answer all our questions. There was no pressure put on us. Pricing was clear from the start. Highly recommended.
Carruthers Family
Carruthers Family
20/01/2021
Verified
Friendly advise & clear directions making completing our 1st Wills very straight forward. Have already recommended to a friend. It didn’t matter that it was all completed over the phone rather than face to face.
Mark C
Mark C
18/01/2021
Verified
Great service, competitively priced and quick turn around time. Marie explained everything clearly and was very knowledgeable. Would definitely recommend.
Mark Smith
Mark Smith
13/01/2021
Verified
Marie drew up the wills for my partner and I. She was professional and accommodating throughout the entire process. Everything was explained clearly and there was no such thing as a silly question. She even took the time to walk us through the signing process with our neighbours! We would thoroughly recommend Marie and will be using her in future if and when we need to update our wills.