Wills – Peace of mind for you, protection for your loved ones

Fixed-fee Wills without the hassle.

Or if you’d prefer, you can call us directly on: 01252 26 88 62 →

Wills aren’t something you think about often, and life can be busy – but that’s not a reason to put off writing your Will. We can fit in around your busy lives and talk when it’s convenient for you; whether that be daytime, evenings, weekends or even during your lunch break. We offer appointments at a place of your choosing; home, work, over video call or elsewhere. It really doesn’t have to be a headache and could actually save you and your family a lot of hassle in the long run.

Wills & Will Writing

Planning for our death is not something most of us enjoy doing but we do it to try and take some of the burden away from our loved ones. We understand this and try to make your Estate Planning experience as straightforward as possible. We can guide you through the whole process and offer advice tailored to your specific circumstances. We work on a fixed fee basis so there are no nasty surprises. It may seem like a daunting task but the process is actually very straightforward and takes far less time than you think. It is the only way to protect your family and give you peace of mind.

There really is no time like the present – call or message today to arrange an appointment convenient for you.

Our professional Will writing service offers the following:

Protection - Professional Will writing service

Protection

for your assets – we will guide you through your options and provide advice tailored to your specific circumstances.

Preservation - Professional Will writing service

Preservation

of your Estate – with careful planning you can significantly reduce your tax liabilities and the impact that care fees may have on your Estate.

Promise - Professional Will writing service

Promise

to look after your loved ones – careful Estate Planning means that they can be looked after even after you are gone.

Professional - Professional Will writing service

Professional

advice delivered in a friendly and concise manner.

Peace of Mind - Professional Will writing service

Peace of Mind

we are qualified and regulated by the Society of Will Writers and the Institute of Professional Will writers and we hold £2.5 million worth of Professional Indemnity Insurance.

What is included with our Standard Will writing service?

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A qualified Lawyer will manage your case from start to finish – our personal service means you will always have one point of contact.

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A face-to-face meeting to take your initial instructions (if face to face is not possible or convenient telephone or video appointments are also available).

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A full estate review will be carried out to ensure that your Will is drafted in the most efficient way to ensure as much as is possible of your Estate can be preserved for your loved ones.

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Tax planning advice (if required).

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Appointment of Executors and Trustees.

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Appointment of Legal Guardians to look after your children.

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Specific gifts of personal items.

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Gifts of money.

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Charitable Gifts.

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If you are cutting anyone out of your Will, we will ensure your wishes are thoroughly documented in case a claim against your Estate has to be defended in court.

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Full Attestation service – a qualified Lawyer will visit you in person to witness you executing your Will to ensure you meet the legislative requirements to validly execute your Will.  If your Will is not validly executed, your Estate will pass under the rules of intestacy.

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Trusts to ensure your minor children are looked after in the event of your death (if required).

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Provision for your pets.

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Funeral wishes.

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Organ donation preferences.

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Telephone and email support.

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A free Will review every 3 years if you require it.

What to consider when you write a Will

MGF Wills & Estate Planning - Society of Willwriters Logo 1
Hannah Dunmall
Hannah Dunmall
04/03/2021
Verified
I would highly recommend MGF. Marie guided us kindly and professionally from the first initial phone call to the final signing. She provided an un-pressured, user friendly service, that was very personal and efficient. We were very ignorant around the whole subject of wills and lasting powers of attorney, but Marie always made us feel that no question was a stupid one, and gave her time and attention to ensure we understood all that was involved. We have peace of mind now that we have everything in order, and wouldn’t hesitate to recommend Marie.
Nicole Falleur
Nicole Falleur
26/02/2021
Verified
I found this lady's business on an online search for a local will writer / solicitor for my Mother & I to write our wills after having not so positive experiences with previous companies we'd tried & Mum preferred to relate to a lady & I found that she was in our area & the only 1 who had 100% 5* Star ratings from all her customers who'd left reviews ! So we contacted her & went from there ! 🙂 We could not have found or wished for anyone better ! She offers such a personal service & is so easy to communicate with & is very knowledgeable & goes "the extra mile", nothing seems too much trouble & despite being a very busy woman, she gives as many extra hours of her time as her clients need & she does it all at a set fee ! She does not charge extra add on, additional charges for every hour, phonecall, Zoom call, visit, paperwork she does for you, she keeps to the very competitive price she quoted at the outset, which we found most unusual & refreshingly nice & welcome & very much appreciated indeed, no hidden charges or fear of nasty, frightening financial surprises ! She is such a very lovely person, personable, natural & relaxed to deal with, competent & efficient, keeps her word & punctual, doesn't let you down. We couldn't find better & she truly exceeded our expectations & we will use her again as she offers multiple legal services as listed on her website. Thank you Marie !
Victoria Shortland
Victoria Shortland
26/02/2021
Verified
Fabulous service from MGF Wills and Estate Planning. Marie was very helpful and answered our many many questions very patiently! I felt that Marie really knows her stuff and is very reasonably priced. Highly recommended.
Mr Clive Wills
Mr Clive Wills
12/02/2021
Verified
My wife and I had Mirror Wills drawn up. Marie was very professional, friendly and excellent communication throughout. She talked us through all aspects of wills. A very straightforward process and job done promptly. Completed in a Covid safe way. We would definitely recommend MGF.
Lissy Evett
Lissy Evett
11/02/2021
Verified
My objective was to find a good and affordable Will writing service that could accommodate me in a timely manner. I found all of those things with Marie Forkner, from the MGF Wills & Estate Planning Service. Great customer service, professional, knowledgeable, and friendly. I highly recommend MGF Wills & Estate Planning Service. Excellent!
Kerry Davis
Kerry Davis
01/02/2021
Verified
Please do not hesitate in using MGF Wills. Excellent, knowledgeable service with unbiased advice and guidance. Look no further for your future planning needs. Highly recommended to anyone considering Will writing/storage etc. Wouldn’t hesitate recommending to friends and family A*.
Doug
Doug
24/01/2021
Verified
We would highly recommend MGF Wills. We had a will made last year. Marie was thorough, patient and willing to answer all our questions. There was no pressure put on us. Pricing was clear from the start. Highly recommended.
Carruthers Family
Carruthers Family
20/01/2021
Verified
Friendly advise & clear directions making completing our 1st Wills very straight forward. Have already recommended to a friend. It didn’t matter that it was all completed over the phone rather than face to face.
Mark C
Mark C
18/01/2021
Verified
Great service, competitively priced and quick turn around time. Marie explained everything clearly and was very knowledgeable. Would definitely recommend.
Mark Smith
Mark Smith
13/01/2021
Verified
Marie drew up the wills for my partner and I. She was professional and accommodating throughout the entire process. Everything was explained clearly and there was no such thing as a silly question. She even took the time to walk us through the signing process with our neighbours! We would thoroughly recommend Marie and will be using her in future if and when we need to update our wills.

Reasons you may need to write or update your Will

Reasons to update Wills - New Home

New Home

For most of us, our home is our main asset – a Will lets you decide who will inherit it.

Reasons to update Wills - Marriage

Marriage

If you have recently got married any previous Will you have made prior to your marriage is no longer valid.

Reasons to update Wills - New Baby

New Baby

If you have a young family, making a Will is especially important as it enables you to not only make provision for your family financially, but also to appoint Guardians for your children.

Reasons to update Wills - Divorce

Divorce

If you have recently divorced your Will may no longer reflect your wishes.

Reasons to update Wills - Medical Reasons

Medical Reasons

If your medical circumstances have changed it may be time to consider updating your Will or making a Lasting Power of Attorney.

Reasons to update Wills - Peace of Mind

Peace of Mind

None of know what is around the corner. Having a valid Will in place protects your loved ones from unnecessary uncertainty, financial hardship and stress at what is already an extremely difficult time.

What happens if I don’t make a Will?

These case studies set out some of the scenarios and what can happen in each set of circumstances if there is no Will in place. They are real cases, but the names have been changed.

Case Study 1 – Married Couple with kids and no Will.

Amy’s husband Ben dies overnight from a brain aneurism. They have two young children.

Their home was owned as joint tenants with a mortgage of £480K.

Ben had cash/ISAs worth approximately £100K & had taken out life insurance of £500K but not written it in trust.

Amy inherits the home automatically as the joint owner, but she is only entitled to the first £270K + half of Ben’s personal estate of £600K.

£165K is therefore held in trust for the children until 18 and can’t be used to clear the mortgage as intended.

Wills Case Study 1 - MGF Wills

Case Study 2 – Unmarried couple with kids and no Will.

Wills Case Study 2 - MGF Wills

John’s partner Sarah dies from her second bout of breast cancer. They have an 20 month old daughter and no Will in place.

Their home was worth £900K owned as joint tenants with a mortgage of £180K.

Sarah had cash of approx £50K but had not taken out life insurance as she had insurance through work. Sadly she had had to give up work 6 months before she died due to ill health and was then uninsurable.

John inherits the home automatically as the joint owner, but Sarah’s half is taxable as they were unmarried.

£50K plus personal effects is held in trust for their daughter to inherit at 18.

John has an IHT bill of £34K, no cash, no insurance and a mortgage to pay as well as childcare costs for his daughter.

Case Study 3 – Single person and no Will.

Catherine dies in a car crash aged 47. She is very wealthy, has no children and her many friends believed her to be single. She never makes a Will but had been meaning to do so for some time.

In the process of obtaining a Grant of Probate for her estate, it transpires that Catherine was in fact still married to someone she hadn’t seen for 25 years. Her husband had been so abusive & violent she had been too scared to serve him divorce papers as she didn’t want him to know where she lived.

Catherine’s friends were her family and had she made a Will they would probably been the beneficiaries of her substantial estate.

Catherine didn’t make a Will and as she was separated but still legally married, her abusive ex-husband was traced and by default inherited her entire net estate including all of her personal effects.

Protecting our loved ones is a top priority for all of us, which is why it’s so surprising that many people each year die without writing a Will. We all work hard to pay our mortgages and provide for our family, and we want them to be looked after should the unexpected happen. But if the unexpected was to happen to you, do you know what would happen to your children, your assets, and to the home you’ve worked so hard for?

If you die intestate (without a will), your assets become subject to the rules of intestacy. These rules are somewhat outdated and many people are shocked to find out that those they would wish to inherit from their estate may not. If you die without leaving a Will then you give up control over how your assets are distributed. Your loved ones may end up paying more in Inheritance Tax, or worse, be forced to sell the family home. This can be very distressing at what is already a difficult time. In addition, if you leave no Will, your family may face delays, legal complications and additional costs. If you have a young family, making a Will is especially important as it enables you to not only make provision for your family financially, but also to appoint Guardians for your children and set up a Trust.

Whatever the size of your Estate it is important to consider all of your options. Careful Estate Planning can save your Estate hundreds, if not thousands of pounds. Our professional Will Writing options include provision for Standard Wills or Trust Wills.

Our Standard Will Writing service is suitable for people who have a straightforward estate – this is the vast majority of people.  Standard Wills can include provisions for minors such as appointing guardians and implementing trusts to defer inheritance until they are 18 or older. Standard Wills also include making specific gifts and charitable donations, making provisions for pets and stipulating funeral wishes.

In some circumstances a Standard Will is not always suitable for people who have a more complex Estates or for those who may need to mitigate their tax liabilities, protect against care fees or provide for a vulnerable beneficiary.  Trust Wills would normally be set up for these situations.

After you have written your Will, it is important to consider the safe storage of it. Only the original copy will be accepted and therefore, it is extremely important to protect it from certain risks, for example, fire, flood, loss and theft to name but a few.  One place you should never keep an original Will is at home. If you have a fire, flood or burglary, you risk it being destroyed or damaged. If your Will is damaged in any way, then it may not be accepted, and your Estate would then pass under the rules of intestacy. You must keep your Will in a secure place; however, that place must be easily accessible when the document is needed! MGF Wills & Estate planning work with the National Will Safe. The National Will Safe is a complete document storage solution that solves all of the problems of protecting important legal documents, for a small annual fee. More information can be provided should you require it.

Safe Storage of Wills - MGF Wills

Frequently asked questions

What happens if I die without a Will?

If you die intestate (without a will), your assets become subject to the rules of intestacy. These rules are somewhat outdated and many people are shocked to find out that those they would wish to inherit from their estate may not. If you die without leaving a Will then you give up control over how your assets are distributed. Your loved ones may end up paying more in Inheritance Tax, or worse, be forced to sell the family home. This can be very distressing at what is already a difficult time. In addition, if you leave no Will, your family may face delays, legal complications and additional costs. If you have a young family, making a Will is especially important as it enables you to not only make provision for your family financially, but also to appoint Guardians for your children and set up a Trust.

Can I write my own Will?

There is no legal reason why you cannot write your own Will – provided it is signed and witnessed correctly it would be a legally valid document.  However, unless you are legally qualified it is not generally recommended.  If you use any sort of technical language you are deemed to have understood the terminology used so unless your Estate is very straightforward and you do not own a property or have minor children it is best to seek the advice of a professional.  If you draft your own Will any errors would not come to light until after your death at which time it would be too late to sort things out.  Home-made or badly drafted Wills can be just as bad, and sometimes worse, than no Will at all.

Can I just use a DIY pack or one from a coupon website that costs under £20?
These packs are fine if you have very simple Estate – for example if you have a very low value estate, don’t own property and don’t have a spouse, partner or children. For everyone else it is advisable to have a professionally drafted Will. We often ask our clients if they would deal with the legal paperwork if they were selling their property – if your answer to this question is “No” you should probably not be drafting your own Will as essentially you are disposing of the same asset, only it is more difficult and sometimes impossible to correct any errors after your death.
Who can I appoint as my Executors?

You can appoint anyone over the age of 18 years to act as your Executor.  They may act alone or with others, up to a maximum of 4.  Where minors are involved you should appoint a minimum of 2 Executors.

What is the difference between an Executor and a Trustee?

An Executor deals with your Estate immediately after your death.  They are responsible for calling in all assets, paying all debts and distributing the Estate.  Once all of this has been completed their obligations are dismissed.  A Trustee is an ongoing position that lasts for as long as the Trust – where minors are involved this can be a number of years.

Do I have to have the same people as my Executors and Trustees?
No. You can choose to appoint different people to act for each role.  However, most people choose to appoint the same people to act as both to keep things simple.
Do I have to update my Will regularly?

It is up to you how often you choose to update your Will. There are no set rules but it is a good idea to review it every now and then to check it still reflects your wishes. Some major life events can also affect your Will, e.g. getting married or divorced or if you have a child. It is always worth reviewing it after these types of event as some of these will void any existing Will you may have. Ideally you should check over it every 2 – 3 years.

Where should I store my Will or LPA?

One place you should never keep an Original Will or LPA is at home. If you have a fire, flood or burglary, you risk losing them. If your Will or LPA is damaged in any way, then the courts could declare them invalid. You must keep your Will and / or LPA in a secure place; however that place must be easily accessible when the document is needed! MGF Wills & Estate planning work with the National Will Safe. The National Will Safe is a complete document storage solution that solves all of the problems of protecting important legal documents, for a small annual fee. By storing your Will in the National Will Safe, your Will will also be registered on the National Will Register so that it is easy to find in the event of your death. More information can be provided should you require it.

Or if you’d prefer, you can call us directly on: 01252 26 88 62 →

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